Has the private rental sector been shrinking?
The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.
The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.
Stephan Paolini - Creating and sustaining an environment in which employees are engaged and thrive requires more than an IT solution or a revised organization. It demands the transformation of your employees’ daily journey into a truly amazing People Experience. All too often, there’s a big gap between what senior…
Following the passing of the long-awaited Personal Data Protection Law (“PDPL”) in Indonesia, on 31 August 2023, the Ministry of Communications and Information Technology published the draft government regulation (“Draft Regulation”) on the implementation of the PDPL for public consultation. The public consultation will close on 14 September 2023. The…
Companies have asked employees to return to the office for work, but that doesn’t mean we’re all back to normal. Loneliness and isolation continue to be workplace concerns, and only one in four employees feel like their companies care about their wellbeing, according to recent Gallup research. Many companies simply…
Geeks are “obsessive mavericks”, and every company can benefit from their leadership style.
The review, conducted jointly with researchers from Oxford University, the Royal Berkshire Hospital in Reading, and the Princess Anne Hospital in Southampton, included seven randomised controlled trials involving 2,464 women or couples who had been trying to conceive. Each month there is a narrow window for successful conception due to…
We’re all living in a data haystack. You’ve got files on your OneDrive—some organized, some dumped in a heap in your documents. Files on your corporate server—some properly named and categorized, some not. Somewhere among your calendar, emails, chats, documents, meetings, and contacts is a needle—the sliver of insight you…
Whilst potentially considered a taboo subject in the past, there is now far more conversation about menopause and, with employment rates for women aged 50 – 64 increasing from 46.9% in 1992 to 66.3% in 2023, more women are experiencing menopause during their working lives than ever before. The recent…
10,000 layoffs at Microsoft. 6,000 layoffs on Twitter – that’s a whopping 80% of their workforce! Amazon isn’t far behind, with 18,000 layoffs Even Meta is planning to cut another 10,000 jobs. And Google? Well, they’ve let go of 12,000 of their own. Job market is always shifting these days.…
Scientists discover a biomarker in stroke survivors, suggesting that chemical changes after stroke can lead to depression. The findings may pave the way toward treatment. - By Sarah C.P. Williams “We can now look at a stroke survivor’s blood and predict their mood,” Marion Buckwalter said. Earlier this year,…
For retail customers, shopping is an inherently interactive process. Even so, a reported 67% of apparel and 74% of footwear spending is done online. With so much emphasis on providing an authentic brand experience regardless of the channel, brands have experimented with creative ways to demonstrate a strong online presence…
Coming from a public health background myself, the intention of the class is to provide a framework for utilizing entrepreneurial pathways to achieve public health goals. My own public health training was largely about analyzing problems and less about envisioning, creating, and implementing solutions. I wanted public health students to…
The short-term outlook for growth in the euro area has deteriorated, while over the medium term the economy should gradually return to moderate growth as both domestic and foreign demand recover. Euro area economic activity grew at a subdued paced in the first half of 2023, despite the elevated level…
According to a study from Vanquis, people in the UK make an average of seven large impulse purchases each year. This adds up to at least £1,050 a year in spending that people later come to regret. Vanquis tasked mathematician and University Challenge star Bobby Seagull with finding ways to…
Risk management consultancy is not merely a service but a critical partner in the success of any business. Risk management is a fundamental practice that can make or break a business. In today’s dynamic business environment, where uncertainties lurk at every corner, risk management consultancy plays a pivotal role in…
So much has changed since a groundbreaking study found that daughters of working moms often perform better in their own careers than daughters of stay-at-home moms—and are just as happy, to boot. Diversity, equity, and inclusion efforts across higher education and corporate America have continued to broaden opportunities for women…
Drastic regulatory changes are taking place in the world of private funds. On August 23, 2023, the U.S. Securities and Exchange Commission (SEC) introduced amendments to the Investment Advisers Act of 1940 (the “Advisers Act”) which substantially impact both SEC-registered investment advisers and unregistered investment advisers. The SEC voted 3-2…
“I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel.” — Maya Angelou, poet and writer I use the above quote when teaching clients about the best practices of effective web writing for healthcare. It’s…
UBS announces coupon payments on 5 ETRACS Exchange Traded Notes
Just two months after its initial release, OpenAI’s ChatGPT reached 100 million users, making it the fastest-growing consumer application in history according to Reuters. In the months since, we have seen AI strategy rise to a top priority among business leaders: More than half of CXOs now list “Generative AI…
What is know-how? What is a trade secret? Is all know-how a trade secret? Is all know-how confidential? How do these terms fit into the larger proprietary information framework that we refer to as intellectual property (IP)? Authors / Contributors: Authored by Natalia hawe and Anita Nador, with contributions by…
In research published today in Nature Mental Health, an international team of researchers, including from the University of Cambridge and Fudan University, looked at a combination of factors including lifestyle factors, genetics, brain structure and our immune and metabolic systems to identify the underlying mechanisms that might explain this link.…
It’s been 9 months since ChatGPT was released and 7 months since it became the fastest consumer application to reach 100 million monthly active users, ushering in a new era of generative AI. But other than ChatGPT, how are consumers interacting with generative AI (GenAI) products? In which categories do…
The pandemic has forced major changes in how, when, and where people work. It has also bedeviled employers. Due in part to new hybrid and remote-working models, companies are struggling to find objective ways to gauge employee effectiveness—a critical challenge as labor costs have increased and worker productivity has declined.…
In so doing, obligations under the ePrivacy Directive that apply to traditional communications services (voice phone calls (fixed and mobile) and text messaging (SMS)) and obligations under the European Accessibility Act now extend to OTT services, such as messaging, web-based email and voice over IP. Additionally, while the provisions transposing…
Succession planning is a deliberate and methodical process aimed at identifying and nurturing individuals within your organization who are poised to assume pivotal leadership roles in the future. Introduction The process of business transition and succession planning is a pivotal aspect of managing a thriving enterprise. Whether you oversee a…
It starts with envisioning your possible future selves.
A huge leap forward for iPhone with a gorgeous new design featuring a durable, color-infused back glass and new contoured edge, the Dynamic Island, a 48MP Main camera with 2x Telephoto, and USB‑C. CUPERTINO, CALIFORNIA Apple today announced iPhone 15 and iPhone 15 Plus, featuring an industry-first color-infused back glass…
What makes the current situation in Israel so fascinating to an American observer are the parallels between what is happening in Israel and what is happening in the United States. Both countries are deeply divided, socially and politically. Uncompromising partisanship has hollowed out the political center. Comity in political discourse…
As someone who has spent quite some time in the workplace, I’ve noticed something odd: talented people seem to leave their jobs more often than not. It’s always a bit baffling when someone with all the skills and abilities a company needs up and leaves for seemingly no reason. A…
In private, talent operating partners are frustrated with investment teams lack of understanding about organizations. Likewise, investment managers are frustrated that they can’t find the right executive talent fast enough. Frictions have spiked with economic headwinds increasing pressure to deliver operational improvements. These tensions are an inevitable aspect of the…
Abhishek Singh - A perfect storm has swept through the wealth management industry. For nearly a decade, the industry experienced significant growth. In 2022, that all changed. Population decline and falling numbers of high net-worth individuals (HNWI) coupled with geopolitical woes and macroeconomic conditions crafted an uncertain future. Yet, as…
On 31 August 2023, the UK Parliament’s House of Commons Science, Innovation, and Technology Committee issued its interim report (“Report”) on the governance of artificial intelligence (“AI”) – a matter that has for some time been the focus of policy development across the world. The report is a result of…
The rapid advancement into the digital age has resulted in the emergence of transformative artificial intelligence (AI) tools that are capable of revolutionising industries. In this...
Professor Richard Walker (Department of Earth Sciences) describes the background to the devastating 8 September 2023 Morocco earthquake, which has a current death toll of nearly 2,500 lives. Professor Richard Walker. Image credit: Dr Claudia Bertoni. Parts of the Atlas mountains and the city of Marrakech were strongly shaken and…
More jobs than ever require a four-year college degree, including many that never did in the past. Beth Berwick is among those calling for a retreat. “You have to take that requirement off of job descriptions,” she said. “It’s excluding 64% of the population — including 76% of Black Americans…
The basement studio of Man-gi Park features numerous traditional Najeonchilgi masterpieces. Najeonchilgi refers to objects finished with Ottchil1 and inlaid with Najeon (mother-of-pearl, various colorful and vibrant pieces of shellfish). Najeonchilgi require highly intricate designs and high levels of craftsmanship at each process of production — from building the base product…
The global summer sporting calendar has drawn to a close with the Women’s World Cup 2023. This summer’s tournament follows a record-breaking Women’s Euros 2022, which reached over 365 million viewers and smashed previous betting stats, closing out at over 1.5 million online bets placed throughout the tournament. Increased interest…
An international biopharmaceutical company was planning on implementing a new quality management system (QMS), Veeva Vault QMS. This would be a multi-year implementation that affects thousands of employees across the globe. The biopharmaceutical company was looking to engage in a holistic end-to-end organizational change management (OCM) strategy to drive the…